About Us

United Automobile Insurance Company, Car Insurance
United Automobile Insurance Company, Car Insurance

Welcome to UAIC

United Automobile Insurance Company (UAIC) was incorporated on March 2, 1989 in Miami Gardens, FL to provide a high quality and low cost insurance product to the non-standard automobile insurance market. The company is family owned and it is one of the largest privately held property and casualty insurance companies in the United States.


In 1998, UAIC had operations in two states, Illinois and Florida. UAIC is currently providing auto insurance in 12 states and may add new states in the future. The key to our growth and success is a commitment to providing quality service to our agents and customers, disciplined underwriting, and fast and fair claims handling.


UAIC has a world class information technology department. Our web technology is rated year after year as the easiest to use and most dependable by our agents.


UAIC has invested, and will continue to invest, substantial resources in personnel and technology to assure the most efficient and professional operations in the industry.


We will continue to strive to be the leading non-standard automobile insurance company in the industry. We are proud that our agents and customers have recognized this commitment by making UAIC the market leader in every state where we do business.

What We Offer

Automobile Insurance.
Commercial Auto Insurance.
Products & services tailored to the needs of the agent.
Low rates & money-saving discounts.
Personalized coverage options.
Expert advice from your local agent.
Easy to use web technology.

Our Mission

The mission of the United Automobile Insurance Company is to provide a quality, affordable insurance product to a diverse segment of the American population. Through constant analysis and investments in technology and infrastructure, UAIC will continue to grow, and will strive to become a leader in the nonstandard automobile insurance industry, while never losing sight of the underwriting discipline and claims philosophy that contribute to consistent underwriting profitability.

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